Legal Disclaimer.
Please read this disclaimer carefully before using Online Text Tools (realtexttools.com). By accessing or using our website, you agree to be bound by the terms, disclosures, and conditions outlined on this page.
1. "As Is" and "As Available" Service.
All tools, utilities, scripts, calculators, converters, and generators hosted on Online Text Tools are provided to users on an "as is" and "as available" basis, without any warranty, guarantee, representation, or condition of any kind, whether express, implied, or statutory.
While we strive to maintain high-quality code, 24/7 uptime, and absolute accuracy across all our calculators (such as the Loan EMI Calculator and Percentage Calculator), we do not warrant that the website or its functions will be error-free, uninterrupted, or completely free of technical bugs or inaccuracies.
2. Educational and Informational Purposes Only.
The outputs, calculations, conversions, metadata audits, and reports generated by our tools are meant solely for general educational, personal, and informational purposes. None of the calculations or values produced by tools like the Loan EMI Calculator or Currency Converter constitute official financial, legal, tax, or investment advice.
Users should independently verify all calculated results, code exports, and configurations before making financial investments, submitting tax declarations, or deploying code to live production environments. Any reliance on the outputs of our tools is at your own risk.
3. Limitation of Liability.
In no event shall Online Text Tools, its developers, authors, partners, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or database outages, arising out of your access to, use of, or inability to use our tools or calculators.
4. Complete User Data Privacy (Client-Side Processing).
Because all calculations, text modifications, and file operations are processed locally in your own browser using client-side JavaScript, we do not inspect or upload your input data to our servers. Consequently, we cannot recover, archive, or back up any text or file inputs. It is the user's sole responsibility to save their input texts and generated files before closing or refreshing the browser tabs.
5. Advertising and Policy Disclosure.
Online Text Tools displays advertisements served by third-party advertising partners, including Google AdSense. These networks may use cookies and web beacons to serve advertisements based on your visits to this website and other sites across the internet. These systems comply with standard digital advertising guidelines. Please review our Privacy Policy to understand how cookies are configured.
6. Contact Support.
If you have any questions or feedback regarding this legal disclaimer, please email us directly at: support.webtoolsx@gmail.com.